In accordance with the latest innovations, pension provision is calculated using new formulas. The legislation established additional payments for citizens who have worked for 35 years or more.
Modern pension consists of 2 parts:
- insurance (cost 1 multiplied by the total number of points earned);
- funded (monthly fixed payment).
Retirement is affected not only by length of work, but also by monthly income level. Increased payments from the state are awarded to women who have worked for more than 30 years and men whose work experience has exceeded 35 years (new calculation rules should be used to determine the exact amount).
Legislative aspect of the issue of calculation and payment of bonuses
The procedure for assigning pension supplements is regulated. The federal law, which was adopted in 2001, talks about social bonuses and government increases.
Some constituent entities of the Russian Federation establish a fixed material payment or discount in relation to. The most famous regional payment is, which began to operate at the end of 2007. 
Size
The new calculation system assumes the accrual of higher benefits if women have a work experience of 30 years and 35 years for men.
Each additional year worked leads to an increase in bonus pension points in accordance with the following diagram:
- a man who has worked for 35 years and a woman who has worked for 30 years has the right to receive incentive points for each year;
- Having 40 and 35 years of experience, respectively, entitles you to an additional 5 points.
Supplement to benefits for long-term work
Many citizens are concerned about the question: will pension provision change if the duration of work is 40, 45, 50 or more years? Yes, but we must not forget that service in the army and stay in the army (maximum duration 4.5 years) are counted as length of service, but you will have to forget about the period of obtaining higher education.
By the way, if the work activity lasted over 40 years, then no additional privileges are granted.
The sad thing is that having a long experience cannot guarantee a large pension, because... amount of state support directly depends on the official “white” salary.
Particular attention must be paid to the constant desire of the authorities to change the rules of the game.
Payment of accrued benefits begins to be made from the month following the one in which the application was submitted. If a pensioner has long had a reason to receive a pension benefit, but has not applied for it, then you can only count on those payments that are due for the 6 months preceding the time of submitting the necessary papers.
Currently, the legislation does not provide any benefits for citizens who have worked for 50 years or more, if not available.
Registration procedure
Registration of bonuses for long service involves collecting and submitting the relevant papers to the Pension Fund branch in accordance with the place of official registration.
Each subject has the right to regulate the amount of benefits individually, taking into account the current and.
To receive a monthly bonus for long-term work, you must visit the territorial office of the Pension Fund with package of documents the following composition:
If a person requires funds to be transferred to the bank, he must provide an additional certificate of personal account.
The Pension Fund employee who accepted the documents carefully checks everything within the period established by law and calculates the new pension provision. If a citizen does not meet the requirements prescribed by law, then a written and meaningful response is drawn up.
Military pensions
A military pensioner has the right to receive state benefits related to length of service or disability, as well as a partial pension due to reaching the age limit.
Appointed subject to the following conditions:
- the employer has paid insurance premiums for at least 5 years;
- the citizen has reached the generally established retirement age.
The insurance portion is due to those pensioners who receive military benefits and continue to work in a civilian institution.
The registration procedure involves sending the appropriate application and following documents:
Working in the Far North
Clauses 4-6 of Art. 18 Federal Law “On Insurance Pensions” provides for the right of persons who have worked for at least 15 years in the regions of the Far North and at least 20 calendar years in areas equated to the regions of the Far North to increase the fixed payment to the corresponding insurance pension (as of March 2018 - 4,982 ruble 90 kopecks per month). In both cases, men are required to have at least 25 years of insurance experience, and women at least 20 years.
Subject to compliance with the specified requirements of the law, work in the Far North gives the right to an increase in the fixed payment to the old-age insurance pension and to the disability insurance pension in an amount equal to 50% of the amount of the established fixed payment. Work in areas equated to the regions of the Far North - to increase the fixed payment to the old-age insurance pension and to the disability insurance pension in an amount equal to 30% of the amount of the established fixed payment.
For persons who worked both in the regions of the Far North and in areas equivalent to them, when determining the number of calendar years of work in the regions of the Far North in order to establish an increase in the fixed payment to the old-age insurance pension and to the disability insurance pension each calendar year of work in the areas , equated to the regions of the Far North, is considered to be 9 months of work in the regions of the Far North.
Harmful working conditions
The pension associated with is calculated in the same way as a regular one. The employer is obliged to make insurance transfers, the amount of which depends on the category of danger the work belongs to. Harmfulness is determined by the certification commission.
If, as a result of the inspection, the profession is recognized as dangerous, the employer is obliged to transfer additional funds for insurance. The amount of such a contribution usually ranges from 20 to 30% of the employee’s monthly official income.
Agricultural workers
According to paragraph 14 of Art. 18 Federal Law “On Insurance Pensions” for persons who have worked for at least 30 calendar years in agriculture and are not engaged in work and (or) other activities, during which they are subject to compulsory pension insurance in accordance with the Federal Law of December 15, 2001 No. 167- The Federal Law “On Compulsory Pension Insurance in the Russian Federation” establishes an increase in the fixed payment to the old-age insurance pension and to the disability insurance pension in the amount of 25% of the amount of the established fixed payment to the corresponding insurance pension (as of March 2018 - 4982 rubles 90 kopecks per month) for the entire period of their residence in rural areas.
However, the effect of this provision of the law is suspended until January 1, 2020 by Federal Law No. 428-FZ dated December 19, 2016.
Municipal figures
Local authorities have the right to establish an additional cash payment to the pension depending on the length of service.
Pension provision may change, If:
- the amount of material allowance for a civil servant has increased;
- length of service has exceeded the required period.
Excessive and continuous experience
An additional payment of 1% for each year of excess length of service of more than 20 years for women and 25 for men is made when calculating the length of service coefficient for the total length of service earned before January 1, 2002.
Any bonus for continuous work within the same institution has long been abolished.
For information on the rules for calculating the length of work experience, see the following video:
Changes to pension legislation have come into force in Russia. According to the new pension law, from January 1, 2019, a gradual increase in the retirement age will begin in Russia. Having accumulated the required number of years of service, a citizen will be able to apply for an early pension based on length of service. Early retirement can be presented in the form of a table of early retirement by year of birth if you have a long insurance (work) experience of 42 years and 37 years.
Early pension for 42 and 37 years of service: conditions for exit and the main restrictions on early exit from 2019
In order to mitigate the consequences of the pension reform, in addition to the general increase in the retirement age by 5 years, the new law will provide additional benefits for early retirement for certain categories of citizens. One of these benefits is the provision of early pension based on length of service. If it is at least 37 years for women and 42 for men, then it will be possible to apply for an old-age insurance pension 2 years earlier a new statutory retirement age, which has begun to increase gradually since 2019 and will reach 60 years for women and 65 years for men (by 2028).
- Main limitation- it will be possible to become a pensioner early due to long-term work activity no earlier than upon reaching the age of 55 or 60 years(for women and men respectively). That is, it will not be possible to reduce the general retirement age valid until the end of 2018 in this way.
- In the first 2 years of the new reform(in 2019 and 2020) take advantage of the new pension benefit it won't work in full- i.e. It will still be impossible to reduce the retirement period by 2 years, since in any case it cannot be less than now - 55/60 years (see table of retirement by length of service).
When determining the right to a benefit, all periods included in the insurance period will be taken into account (i.e., both periods of work and other taken into account “non-work” periods determined by law - for example, caring for each child until the age of 1.5 years).
It is also necessary to understand that the benefit provided for by the new law for a long insurance period of 37 years for women and 42 years for men will not in any way affect the general requirements for length of service! Those conditions, the fulfillment of which is already provided for in order to receive an old-age insurance pension on a general basis, during the reform do not change and will remain the same.
Experience giving the right to early retirement (for women and men)
Law on raising the retirement age, which came into force on January 1, 2019, provides an additional basis for early retirement - This having a long insurance period, which allows you to become a pensioner 2 years earlier than the period provided for by the new law (taking into account the provisions of the transition period).
The new law also contains a restriction on how to take advantage of such a benefit not earlier than 55/60 years. However, the very amount of length of service that gives the right to such a benefit during the discussion of the bill for women and men was reduced by 3 years compared to the original version.
Let us recall that the government draft law initially established standards allowing one to obtain pensioner status ahead of schedule, in the values 40 years for women and 45 for men. It was with this content that the draft was adopted by deputies in the first reading in July.
During a televised address to the population of the country, Vladimir Putin announced the need to reduce the proposed parameters so that such a benefit would become more accessible. Corresponding amendments to the draft law were introduced by the President in September. They include experience requirements were relaxed to 37 and 42 years(that is, for 3 years).
What insurance periods count towards early retirement?
The length of service for early retirement is calculated in calendar order. When calculating, only the insurance period will be taken into account, including:
- Periods of work or other activity on the territory of the Russian Federation, during which insurance premiums were paid to the Pension Fund.
- Other periods, during which contributions to the Pension Fund were not deducted, but in accordance with clause 1 of Art. 12 of Law No. 400-FZ of December 28, 2013 “About insurance pensions” they are counted towards the insurance period (pension points can also be awarded for them).
In particular, countable “other periods” include those during which the Russian:
- looked after each child until he was 1.5 years old, but no more than 6 years in total;
- cared for a disabled person of the 1st group, a disabled child or a citizen who has reached 80 years of age;
- served in the military or other equivalent service;
- received social benefits insurance during temporary disability;
- received unemployment benefits;
- upon the direction of the employment service, moved to another area for further employment;
- participated in paid community work;
- was in custody as a person unjustifiably brought to criminal liability, etc. periods.
According to paragraph 2 of Art. 12 of Law No. 400-FZ, the above periods will be counted towards the insurance period if there were periods of work or other activity before or immediately after them, during which insurance contributions were paid to the Pension Fund.
Early pension based on length of service from 2019 (table)
Having accumulated the required number of years of service (37 for women, 42 for men), a citizen will be able to apply for an old-age insurance pension early - two years earlier than the retirement age provided at that time. However, due to the fact that this age standard will be increased gradually from 2019, not all citizens who have worked the required number of years will be able to become pensioners 2 years earlier.
In fact, in the first years of the reform this decrease will be for fewer years:
- In 2019 The retirement age in Russia on a general basis will be 55.5 and 60.5 years. Citizens who have worked the required number of years for early retirement will be able to reduce their retirement age in 2019 only for 6 months- that is, they will be able to become pensioners at 55 and 60 years old (according to the standards of the old law). This change will affect women born in 1964 and men born in 1959.
- In 2020 the reduction will be already 1.5 years, since the retirement age standard this year will be 56.5 and 61.5 years. According to these conditions, people will be able to become pensioners early based on length of service at the ages of 55 and 60 years. women born in 1965 and men born in 1960
Early retirement by year of birth in the presence of long insurance (work) experience can be presented in the following table:
| Women | GR | 1964 | 1965 | 1966 | 1967 | 1968 |
| General PV | 55,5 | 56,5 | 58 | 59 | 60 | |
| Preferential PV | 55 | 56 | 57 | 58 | ||
| Men | GR | 1959 | 1960 | 1961 | 1962 | 1963 |
| General PV | 60,5 | 61,5 | 63 | 64 | 65 | |
| Preferential PV | 60 | 61 | 62 | 63 | ||
|
2019 | 2020 | 2022 | 2024 | 2026 and beyond | |
Note: GR - year of birth; PV - retirement age.
After the final retirement ages for Russians are established - 60 and 65 years old, the age for early retirement will also be finalized fixed at 58 and 63 years. According to these standards, they will be able to become pensioners women born in 1968 and men born in 1963
What length of service is required to receive a pension under the new law in 2018-2019?
With the implementation of the pension reform since 2019, no additional conditions for receiving an old-age insurance pension have been introduced, however, the requirements for the minimum required length of service began to increase even earlier - in 2015.
Annually the minimum required value of this standard increases by 1 year:
- for 2018 the standard is set at 9 years;
- in 2019 it will take 10 years;
- will be established in 2024 final value - 15 years.
But it is worth recalling that in addition to long-term work activity there are 2 more conditions, the fulfillment of which is required for registration of old-age insurance payments, these are:
- reaching the stipulated retirement age (will gradually increase from 01/01/2019 to 60/65 years for women/men);
- availability of the minimum required number of pension points - IPC (standards increase by 2.4 points annually until the standard of 30 points is reached).
Therefore, to retire in 2018, you need to reach the age 55/60 years, have at least 9 years of experience and 13.8 IPC. In 2019, these standards will be changed to 55.5/60.5 years, 10 years of work and 16.2 points.
All planned changes to retirement conditions by year are presented in the table below:
Note: PV - retirement age
Conclusion
- The statutory standards of 37 years for women and 42 for men are not mandatory for the assignment of payments, but are established only for the purpose of providing early pensions.
- If a citizen does not work that many years, he will simply become a pensioner on a general basis - without the benefit of early registration.
- But the so-called “mandatory length of service for retirement” does not change under the new pension reform.
1. I have more than 38 years of experience, of which about 17 years in the civil service, I have the right to 2 pensions.
1.1. Hello. Civil servants who:
1) dismissed for the reasons specified in paragraph. 2 p. 1 art. 7 of the Law on Pensions, as well as:
- must have held the position of a federal civil servant for at least 12 months before dismissal;
- have a minimum civil service experience (in 2019 - 16.5 years);
- at the time of dismissal were entitled to an old-age or disability pension.
This is indicated in paragraph 1 of Art. 7 of the Pension Law and Schedule 2 of the Pension Law;
2) dismissed for the reasons specified in paragraph. 3 p. 1 art. 7 of the Law on Pensions, as well as:
- filled the position of a federal civil servant for at least a month before dismissal;
- have a minimum civil service experience (in 2019 - 16.5 years), of which at least 12 full months in the position of a federal civil servant.
In both cases, at the time of applying for a long-service pension, the civil servant must already have been granted an old-age or disability pension.
An exception is employees who resigned of their own free will, have at least 25 years of civil service experience and have held positions in the federal public civil service for the last seven years before their dismissal. In this case, the pension is assigned regardless of whether there is an old-age pension (clause 1.1 of Article 7 of the Pension Law).
2. Pension 8700 how can it be increased? 38 years of experience in the city of Orel.
2.1. Hello, in order to increase your pension, you need to confirm that you received a high salary; it matters when you retired.
3.1. According to current legislation - at 55 years old. Regarding the changes to pension legislation under consideration - a year later. But this is not accepted yet, it may be different.
4. When I was born on retirement on March 6, 1959, the worker had a total work experience of 38 years.
4.1. According to the current legislation - in March 2019. According to the draft that was submitted to the Duma - another six months, in September 2019.
5. Can a tractor driver with 38 years of experience retire at 58 years old?
5.1. Well, the fact that tractor drivers work and have 38 years of experience does not provide any basis for retirement at this age; a pension at 60 years old for a tractor driver is not a pension benefit.
6. You have been granted a pension, 38 years of service, how long does it take to become a veteran? There are no awards.
6.1. Good day!
IF THERE ARE NO AWARDS, THEN VETERAN IS NOT ELIGIBLE - REGARDLESS OF EXPERIENCE
Good luck to you! Always happy to help
7. 58 years of experience 38 years of work no. Can I apply for a pension?
7.1. --- Hello, no, it won’t work if you are not registered with the Central Tax Service, and even if you are, only if you have money in the budget allocated for these purposes. Good luck to you and all the best. :sm_ax:
7.2. Good afternoon To apply for a pension, you need to register with the employment center, but if you cannot find a job, then they can apply for early granting of the right to receive a pension.
7.3. Hello, Mikhail! If you have a record of dismissal due to staff reduction in your work book, you are registered at the employment center and there is no possibility of employment for you, then the district department of the employment department has grounds to issue a written recommendation for processing pension payments ahead of schedule. With respect, readiness to help and confidence in the successful solution of all your problems, STANISLAV PICHUEV.
8. I live in Komsomolsk-on-Amur. 61 years old. Pensioner. Work experience 38 years in this city. Not a labor veteran. Question: will my pension change if I move to St. Petersburg?
8.1. The pension amount will not decrease. You can call the Unified Federal Advisory Service of the Pension Fund of Russia at the number: 8-800-600-44-44 (free call).
8.2. Yes, the regional coefficient and surcharges will change.
9. Before working in the Ministry of Internal Affairs, I had 8 years of experience, worked in the Ministry of Internal Affairs for 10 years at a preferential rate for 16 years (temporary detention center 1 year for 1.5) and resigned from the Ministry of Internal Affairs of my own free will at the age of 38. Can I retire through the Pension Fund before age 65?
9.1. Your length of service in the internal affairs bodies will not be counted towards your total length of service. Therefore, you will not be able to retire before reaching the established age.
10. How can one receive a departmental insignia (Certificate of Honor) on behalf of the Ministry of Culture of the Russian Federation, the Regulations of which stipulate that this insignia is issued for long-term work (service) of at least 15 years and gives the right to be awarded the title “Veteran” labor." The citizen has 18 years of industry experience in the hotel business, has a total insurance experience of 38 years and the length of service required to assign a pension.
10.1. I'm not entirely sure that hotels are under the jurisdiction of the Ministry of Culture.
10.2. Hello.
The conditions for receiving the Certificate of Honor of the Ministry of Culture of the Russian Federation are specified in Appendix No. 1 to the order of the Ministry of Culture of the Russian Federation dated August 6, 2012 No. 837 “On the establishment of departmental awards of the Ministry of Culture of the Russian Federation”:
II. The procedure for submitting a Certificate of Honor
and review of award documents
5. A petition for awarding a Certificate of Honor is initiated at the place of the candidate’s main work (service).
9. Attached to the application for awarding a Certificate of Honor is a submission for awarding a Certificate of Honor (hereinafter referred to as the submission), drawn up in the form (appendix to these Regulations), documents confirming the person’s compliance with the requirements for awarding a Certificate of Honor, as well as the person’s written consent to the processing of personal data contained in the documents on awarding the Certificate of Honor.
15. The decision to award a Certificate of Honor is formalized by order of the Ministry.
10.3. Hello, Elena!
Tourism is now under the jurisdiction of the Russian Ministry of Economic Development.
The right to the title is given by the Certificate of Honor of the Ministry of Economic Development. You should be guided by Order of the Ministry of Economic Development of Russia dated August 11, 2016 N 511
"On the Certificate of Honor of the Ministry of Economic Development of the Russian Federation and Gratitude of the Minister of Economic Development of the Russian Federation"
11. I am 55 years old in September, at this moment my continuous work experience is 38 years, the pension fund wants to exclude leave to care for a child born in 1986. from experience, so as not to give me the opportunity to retire at 55 years old, is this legal?
11.1. --- Hello dear site visitor! And you won’t retire at 55 anyway. the law has changed.
Good luck to you and all the best, with respect, lawyer Ligostaeva A.V.
12. I really need advice. I turned 55 years old on April 3, 2019. I have two children born in 1983 and 1986. I have had 38 years of continuous service. The Pension Fund of Russia refused me early retirement, where can I appeal this decision.
12.1. Hello! And under what article (item) did you want to retire early?
Or are we talking about retirement, taking into account changes from 01/01/2019 (in particular, raising the retirement age)? How did the Pension Fund authorities motivate the refusal? For more detailed advice, you can write to me in private messages.
In your case, you can go to court.
13. I am 57 years old, the total length of service is 38 years, of which list 2. 5.5 years when I can retire.
13.1. Hello, in accordance with Article 30 of the Federal Law “On Insurance Pensions”, the pension is assigned with a decrease in age (60 years) by one year for every 2 years and 6 months of such work. Accordingly, you can retire at age 58.
If you find it difficult to formulate a question, call the toll-free multi-line phone 8 800 505-91-11 , a lawyer will help you
At the beginning of October, a federal law on changes to the pension system was signed. The document also spells out new grounds for the early assignment of a pension. What we are talking about, whether long-term experience will be taken into account and who is eligible for special benefits, read in our “Q&A” section.
What are the grounds for early granting of a pension for long service?
There are several reasons: for long experience; mothers of many children with three and four children.
Who will be granted an early pension for long service?
People who have an insurance record of at least 42 years (men) and 37 (women). An old-age insurance pension can be assigned two years earlier than the generally established retirement age, but not earlier than reaching the ages of 60 and 55 years (for men and women, respectively).
For example, a woman born in 1964 is entitled to an old-age insurance pension upon reaching the age of 55 years 6 months. In 2019, her insurance period will be 37 years and she can apply for an old-age insurance pension.
This length of service includes only periods of work and periods of receiving temporary disability benefits.
Which mothers of many children will receive the right to early retirement?
These are women who gave birth to four or three children and raised them until they were eight years old. They will be granted an old-age insurance pension upon reaching the ages of 56 and 57 years, respectively, if they have at least 15 years of insurance experience.
For women who have five or more children and raised them until they are eight years old, the retirement age remains the same - 50 years.
Are early pensions provided for unemployed citizens?
For citizens of pre-retirement age, it remains possible to retire earlier than the established retirement age in the absence of employment opportunities. In such cases, the pension is set two years earlier, taking into account the transition period.
Who else received special benefits?
During the transition period to raise the retirement age, all federal benefits in force as of December 31, 2018 are maintained. They can be used by women over 55 years of age and men over 60 years of age.
What kind of support is there for village residents?
For non-working rural pensioners who have at least 30 years of experience in agriculture, a 25 percent increase to the fixed payment of the insurance pension is introduced.
How will the age for assigning a social pension change?
For people who have not worked and who do not have the full length of service required to receive an insurance pension, a social pension will be assigned not at 60 (women) and 65 years (men), but at 65 and 70 years, respectively.
Changes will be carried out gradually. “Citizens with significant disabilities have the right to apply for a disability determination and, if the decision is positive, receive a social disability pension (regardless of age). It is important to note that disability pensions are retained in full. Persons who have lost their ability to work are assigned these pensions regardless of age when establishing a disability group,” says Natalya Mochalova, Deputy Manager of the Pension Fund Branch for the Altai Territory.
What guarantees have appeared for people of pre-retirement age?
The status of a “person of pre-retirement age” occurs five years before the age that gives the right to an old-age insurance pension, including an early one.
The Pension Fund has a new function - confirmation of the status of a person of pre-retirement age.
Changes in pension legislation provide additional guarantees that will protect the interests of citizens of pre-retirement age (it will increase from 2 to 5 years during the transition period) in the labor market.
Administrative and criminal liability is introduced for employers for dismissing workers of pre-retirement age, as well as for refusing to hire because of their age. In addition, the employer is obliged to annually provide employees of pre-retirement age with 2 days of free medical examination while maintaining their wages.
From January 1, 2019, the maximum amount of unemployment benefits will increase from 4,900 rubles to 11,280 rubles; the period of such payment is set at one year.
Is retirement just around the corner? This means you are already interested in the issue of calculating your work experience. As you know, proof of work experience is a work book with data on work for the entire period of work experience.
Contents of the article:
- We calculate the insurance period for sick leave
- Work experience - how does it affect the size of your pension?
- Calculation of work experience upon retirement
We calculate the insurance period for sick leave
The Ministry of Health and Social Development of the Russian Federation has made changes to the calculation of length of service and average earnings of a citizen for sick leave. The length of service is calculated based on all entries in the work book (not the insurance record).
As for the amount of payment for sick leave, it is calculated taking into account the average earnings for 2 years. Moreover, payments for various social benefits are not included in the final amount, but per diem and travel allowances for the billing period are allowed to be included in the amount.
So, how is the length of service for sick leave calculated?
- Firstly, this calculation can be done using a “calculator” - a special program that can be found on the Internet without any problems.
- If you are counting manually, then first write down each period of work in individual organizations in a column.
- Separately for each column, calculate the time you worked, subtracting the date you were hired from the date you were fired.
- Add up the results you got.
- A year of experience is considered to be 12 months, a month is 30 days.
- The length of work on the certificate of incapacity for work is indicated in years/months/days, even if it exceeds eight calendar years.
- Up to 5 years of experience: payment is 60 percent of earnings for 24 months of work. 5-8 years: 80 percent.
Nuances of calculating work experience
And from 8 years old: already 100 percent.
- In this case, average earnings are calculated by adding all the amounts earned (those on which taxes were paid) and dividing the resulting amount by 730.
Work experience - how does it affect the size of your pension?
According to the law, length of service has a direct impact on the size of the future pension. For the period before January 1, 2002, the pension depends on the length of your work experience and salary, for the period after - on the amount of insurance contributions that were sent to your account in the Pension Fund from employers.
Full work experience will be 25 years for men, 20 for women. With this length of service, the pension will be 55% of average earnings. For years worked beyond these years, the length of service coefficient increases (1 year - by 1%, but not more than 20%). That is, working pensioners have their length of service coefficient adjusted every year, starting in August.
Calculation of length of service upon retirement - how to correctly calculate length of service
Work experience, as is known, is divided into:
General: the total duration of work, which does not depend on breaks in the length of service.
Continuous: is important when receiving bonuses (benefits) to the pension.
Special: covers only certain positions, industries, etc. For example, work experience in the Far North, under difficult conditions, in hazardous industries, etc.
We count the length of service
The minimum years of work experience for work experience is, as mentioned above, 25 for men, 20 for the fairer sex. Less experience? This means that the pension will be correspondingly smaller.
Also, the right to a pension is determined for a citizen by the insurance period and the period for which contributions to the Pension Fund of the Russian Federation were paid, automatically deducted from the salary.
Maternity leave is a separate item. Each type of length of service includes maternity leave (according to the law); subsequent leave to care for each of your children up to 3 years old, leave without pay and, in some situations, leave to care for a child up to 6 years old.
The work experience also takes into account:
Time spent by an employee on sick leave and on vacation.
Registration as unemployed and receiving benefits. Plus community service activities.
Lack of work, but at the same time voluntary payments of insurance contributions to the PRF.
Recalculation of pensions for Soviet work experience is carried out using a special formula that allows you to calculate an individual score used under the terms of the new pension reform.
Consequences of the pension story
In 2015, legislative initiatives introduced pension reform, which changed the conditions for retirement and the procedure for calculating it.
How long must the work experience be to retire?
Previously, from 2002-2014, when calculating the volume of payments, insurance premiums were the decisive indicators.
Compared to the previous regulations, when assigning payments, the following began to be taken into account:
- Duration of official work activity (experience);
- Achieving the threshold of the minimum established number of special points;
As a result, a citizen who wishes to receive lifelong support from the state must meet the following conditions (minimum values are indicated):
- Working for at least 9 years;
- Accumulation of individual pension points in the amount of 13.8 conventional units;
- Reaching the age threshold according to the gender of the applicant;
- Periodic deduction of mandatory fees to an extra-budgetary fund.
Taking into account the above aspects, a reasonable question arises - how is the Soviet work experience accumulated before the adoption of the new regulatory act on pensions taken into account?
This year, men born in 1958 and women born in 1963, who performed a labor function during the Soviet Union and were subject to a previously existing special regulatory act, are eligible for pension benefits.
Russian legislative regulations recognize under Soviet experience the labor activity that a citizen carried out until 2001.
In this case, the pension novel has provided for a procedure for accounting for Soviet experience, which is manifested through the following features:
- A special system has been introduced that divides the length of service of citizens into the following periods:
- Until 1991;
- From 1991 until 2001;
- From 2002 to 2014;
- From the moment of adoption of the reform to the present (since 2015);
- To confirm the right to receive state security bonuses for Soviet experience, it is necessary to provide the relevant documents (difficulties arise in this regard, since the document flow was carried out on paper and not in electronic form);
- Accruals are carried out according to the following algorithm:
- For each full year of official labor activity before 1991 - 1%;
- Official work experience from 1991 to 2001 entails an increase in security amounts by 10% (this work period may not be documented, since the country was going through difficult times and most of the papers were lost).
To calculate pension points for Soviet experience, it is necessary to use the initial algorithm, which takes into account the total length of service and earnings for a working period of 5 years.
An example with initial data will help you understand the calculation procedure:
In 2015, citizen A became entitled to a pension. His total period of labor function is 35 years (of which the first 10 years were in the period before 1991 and another 10 in the time interval before 2002).
To make the calculation, it is necessary to determine the ratio of the average earnings of citizen A to the average earnings in the country (the result cannot exceed the limit of 1.2 units).
If the average salary of citizen A was 320 rubles, and in the context of the country this figure was equal to 230 rubles, then:
320/230 = 1.3 (the final result exceeds the established limit, so a multiple of 1.2 is used).
It is also necessary to determine the length of service coefficient (cannot exceed the limits from 0.55 to 0.75) according to the following expression:
0.55 + 0.01*(total period of labor function (35 years) - length of service until 2002 (20 years)) = 0.7 (indicator within the acceptable value).
The formula for calculating the pension of a citizen who worked during the Soviet period is as follows:
KS*PSZ*1671, where:
KS - experience coefficient;
PSZ is an indicator reflecting the ratio of earnings.
Using the previously calculated data we get:
0,7*1,2*1671 = 1223
According to the requirements, 450 rubles will need to be subtracted from an amount exceeding 660 rubles, that is: 1223 - 450 = 773
Since 20 years of experience occurred during the existence of the USSR and the post-Soviet period, citizen A has the opportunity to increase the amount by 10%, ultimately receiving 927 rubles. By indexing the specified amount by the inflation rate of 2014 and dividing by the equivalent of one unit of pension point (for the same year), the amount of points for Soviet experience is calculated.
That is (the data shown was valid one year before retirement - in 2014):
927*5.6 (inflation rate)/64.1 (ruble equivalent of a point) = 81.2
As a result, the labor activity of citizen A during the Soviet and post-Soviet times (before 2002) will add another 81.2 units to the total number of points.
Everybody knows; To receive a pension in old age, you need to earn well and work hard in your youth. But what does a lot mean? Who will count and measure the duration of work of an individual citizen? By what criteria will the selection be made? Who and where, in the end, should one work so as not to suffer from a lack of funds in old age? There are many questions and they are all about the same thing.
How to calculate the length of service for retirement in 2018
Yes, yes, you guessed it: today we will talk about the length of service for calculating a pension.
Why do you need experience?
According to Article 11 of Federal Law 400 of December 28, 2013, in addition to official employment, in order to count the working period as length of service for a pension, one more condition must be met. Namely: labor activity must be carried out on the territory of Russia.
However, if you work abroad, but consistently pay contributions to your native Pension Fund, an exception may be made for you and your length of service will still be counted. An exception is also made for cases of foreign work provided for by legislative acts and treaties of the Russian Federation. For example, those Russian citizens who work at the Russian embassy or representative office abroad, as well as military personnel on business trips abroad, should definitely not worry.
What periods are counted towards length of service in the absence of work?
So, Article 12 of Law No. 400 summarizes such cases and equates them to the length of service for calculating a pension received in the ordinary way, if before or after such periods citizens worked in accordance with the general requirements of the law. These time periods include:
- time of service/work in the Armed Forces of the Russian Federation, the Ministry of Internal Affairs, the State Border Service, the Federal Drug Control Service, the Federal Penitentiary Service, etc., designated by the Law of the Russian Federation No. 4468-1 of February 12, 1993;
- periods of temporary disability due to health conditions;
- the time the citizen is on maternity leave (until the child is 1.5 years old), but not more than 6 years in total;
- the time during which the citizen was registered with the employment service, moved in connection with employment in the civil service, carried out paid socially useful work, etc.;
- time spent in places of deprivation of liberty, citizens wrongly repressed or unfairly brought to justice;
- the time during which the citizen cared for a sick, disabled relative - a disabled person of group 1, a disabled child or a relative eighty years of age or older;
- the time during which the families of military personnel and foreign representatives of the Russian Federation abroad were with them in places that did not allow them to find work and work normally.
According to Art. 8 of Law No. 400, the minimum length of service for an old-age pension is fifteen years. However, so that such a sharp transition would not become painful for Russians, it was decided that the minimum level of experience would increase gradually. So, to apply for a pension in 2015, you need not fifteen years of work in the work book, but only six.
Citizens without or with insufficient experience are accrued a social old-age pension - it is fixed and an order of magnitude lower than the insurance pension.
Basic principles of accrual of experience
Clause 1 of Article 13 of Federal Law No. 400 talks about the calendar principle of offset.
This means that the length of service is counted depending on the actual output, that is, 1 year of work = 1 year of calendar experience. If the period of maternity leave or caring for a sick relative (or any other period from the list above) falls during normal work activity, then one thing is counted towards the length of service at the choice of the pensioner.
Individual entrepreneurs, lawyers, notaries and other groups of the population who work for themselves (including authors, writers receiving awards for author’s work) have the right to count periods of such work into their length of service if they made timely pension contributions to the compulsory pension system. At the same time, the authors’ experience is counted not in years, but in months, in proportion to the pension contributions paid.
Receiving a pension in another state is not grounds for losing the right to a pension in Russia, however, in this case (clause 2 of Article 13 of Federal Law No. 400), the length of service that was taken into account when determining a foreign pension is not taken into account in Russia.
If a citizen already receives a state pension for long service, then when calculating the old-age insurance pension, only civil service is taken into account, which was not taken into account when calculating the state pension. The requirements and rules for assigning an insurance pension remain unchanged.
One of the innovations of Law No. 400 is the ability to choose according to which laws to count the experience that was obtained before 01/01/2015 (Clause 8, Article 13 of Federal Law No. 400): according to the old ones that were in force during the period of obtaining the experience, or according to the new ones.
By the way, there is no need to confirm the length of service obtained after registration of SNILS! The Pension Fund automatically tracks the length of service based on pension contributions actually received. Confirmation is required only for those periods of work that occurred before the adoption of Law No. 27-FZ of 04/01/96. When contacting the Pension Fund of Russia, they will definitely tell you which periods require confirmation.
That's all we wanted to tell you about retirement experience for today. Good luck and all the best!
What does a pension consist of today, how is it formed, what has recently appeared in the pension legislation of Russia?.. The editors are keeping their promise - to provide an explanation regarding the formation of pensions. Our questions are answered by the head of the department for organizing personalized accounting of the branch of the Russian Pension Fund (OPFR) in the Krasnoyarsk Territory, Elena Viktorovna POLESCHUK.
Currently, the pension consists of several parts, depending on the person’s year of birth. If these are citizens born before 1967, then their funded part is not created through their employer, but a single integral pension payment is formed only at the expense of the basic insurance part. All funds that the policyholder pays according to the tariff go specifically to this segment. This fact is explained by the fact that citizens older than 1967 will retire soon, and it is more profitable for them to form a pension payment without a funded part, which still takes time. In addition, the money supply is indexed every year, and quite well - about 10 percent.
- That is, citizens older than 1967 will not feel offended or infringed on their rights?
- In no case! Moreover, they have fewer worries, and they have to work with the savings part themselves and get involved economically.
- Does length of service play a role in calculating pensions?
Work experience is used today in calculating eligibility. The saying “For Senka and a hat” would fit here. For example, it makes a difference what a person did in his life - he flew into space, worked underground, or sat in an office. Naturally, a miner and metallurgist have the right to retire earlier, because they worked under special working conditions. The same applies to teaching experience, the calculation of which takes into account merits and titles (candidates of sciences, doctors). Agree, not everyone can be an academician or a doctor in one or another field of science. These are, in official language, “special working conditions.” The length of your insurance coverage affects the timing of your pension. If we send a miner to retire at the age of 45-50, then an engineer will retire at the age of 60. If you dance in ballet, then at the age of 38 you get the right to retire. And there are many more beneficiaries who are equated to different categories depending on their life situation: mothers of many children, relatives who care for the elderly, the disabled...
I would like to draw your attention to the fact that currently pension legislation uses not so much length of service as insurance coverage - these are slightly different things. The insurance period appeared in 2002, when a new set of pension laws came into force (the pension reform started on January 1, 2002). This is sufficient length of service to qualify for a pension. Currently, it amounts to 5 years of work, taking into account the payment of insurance premiums. The employer contributes 22 percent of his employee’s wage fund to the pension fund (the employer also pays insurance contributions for compulsory health and social insurance). Women can retire at 55, and men at 60. By the way, for the funded part, regardless of age, we have the principle of voluntary transfer of insurance contributions, and pensioners can also take advantage of this opportunity, because in this case pension payments increase annually.
If a person does not work or is employed in the shadow sector of the economy, can he transfer funds to his future pension?
If you mean housewives or those receiving a salary in an envelope, and there are many of them in the country, they enter into voluntary legal relations with the Pension Fund, and records of length of service are also kept for them, which depends on the payment periods. However, in order to earn a pension, it is necessary for a working person to make transfers for you. But one caveat: if you have never worked in your life, and someone transferred money to the fund for you, then you will still have to earn a five-year pension somewhere, pay off, so to speak, your labor debt to the state, because money alone cannot provide a pension buy it. If a person worked for less than five years in his life, then only at 65 and 60 years old (men and women, respectively) will he be assigned a social pension.
Work experience for retirement
- Is maternity leave included in the insurance period?
This includes up to three years in total - that is, no matter how long you were on maternity leave to care for a child (children), only three years will be included in your experience. An initiative is currently being considered to increase this period to 4.5 years.
Previously, a sample was made of the highest salary for 5 years in a row before calculating a pension - a person could choose the five-year period when he had the highest salary. Is this no longer relevant now?
For citizens with work experience before 01/01/2002, their length of service and earnings are taken into account. In 2010, there was a reassessment of the pension rights of older citizens, taking into account their long work experience. Pension rights acquired before 01/01/2002 constitute the estimated pension capital and are reflected in the amount of the insurance part of the labor pension. The estimated pension capital of citizens with work experience before 01/01/2002 is increased by 10% and, in addition, by another 1% for each full year of “Soviet” work experience before 01/01/1991. About 707 thousand labor pensions of residents of the Krasnoyarsk Territory were subject to valorization. For citizens with work experience after 2002, only paid insurance premiums matter.
- Can people of advanced age be given the funded part in their hands at a time?
If a person is a pensioner, then the funded part of the pension can be issued to him immediately, or it can be divided over some period - it all depends on the volume of accumulated funds. Who has a few - fund
Usually he gives away the funded part one time, and for the rest of his life the person receives only basic insurance. But if the amount is decent, then it will be divided over several years or assigned for life, and it will go in the form of an annuity (regular payment).
- What part of a pension can a person bequeath to his descendants today?
The funded part is inherited automatically by successors in accordance with the procedure established by the Civil Code of the Russian Federation and notarial law, and as for the basic insurance part, it is not inherited at all.
On October 1, the Russian Pension Fund completed the five-year part of the state co-financing program concerning additional or voluntary insurance contributions. People called it “a thousand per thousand.” What's next?
The Pension Fund invited and accepted everyone until October 1 of this year. From the first of October, only those who entered the program under this scheme will be served: i.e. First you pay, and by the end of the year the state transfers the same amount to you. The upper limit is 12 thousand.
Another point that I would like to draw your attention to: until December 31 of this year, the Pension Fund is accepting applications in which citizens will notify us of their decision - to leave 6% for the funded part (for persons younger than 1967) or to refuse from this 6%. In case of refusal, we will lower the accumulative part to 2%, transferring 4% to the joint (basic insurance) part.
For citizens born after 1967, does it make sense to “play” with interest by giving the funded part of their pension to private non-state funds?
- The “Game” has been continuing in accordance with federal legislation since 2004, when the Pension Fund was tasked with working with citizens on this topic. Since then, many people know where to play, with whom and by what rules. Today it is already 2013, and no one has deceived anyone; starting from July 1 last year, the Pension Fund has been paying everything regularly - the funded part of the labor pension has been working.
And finally, I would like to remind you that the electronic capabilities of the Pension Fund are developing, you can see this for yourself by visiting the government services website. Every citizen can find a lot of useful things here: see their personal account, submit an application and get additional information.
